Cross Country Mortgage Lawsuit: Who Qualifies, and How to File
The Cross Country Mortgage Lawsuit is open for claims. An investigation alleges CrossCountry Mortgage inflated appraisal fees by routing them through an appraisal management company it owns, keeping a large portion of what borrowers paid — overcharges that may significantly exceed the actual cost of the appraisal. Class representatives may, in the court's discretion, be awarded $1,000 - $10,000, in addition to additional compensation based on actual damages.
Updated September 10, 2026
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A few of the active settlements on Payout — many with no proof of purchase. Get the app to see everything you qualify for.
What is the Cross Country Mortgage Lawsuit about?
An investigation alleges CrossCountry Mortgage inflated appraisal fees by routing them through an appraisal management company it owns, keeping a large portion of what borrowers paid — overcharges that may significantly exceed the actual cost of the appraisal. Class representatives may, in the court's discretion, be awarded $1,000 - $10,000, in addition to additional compensation based on actual damages. Participation is free — attorneys are paid only if the case succeeds. Attorney advertising intake: this is not a settled class action. Payout is not a law firm and does not provide legal advice. Submitting information does not guarantee eligibility, attorney representation, an attorney-client relationship, or any recovery; those outcomes depend on law-firm review, applicable law, and a separate agreement with counsel. Sponsored listing.
Who qualifies for the Cross Country Mortgage Lawsuit?
You may qualify for the Cross Country Mortgage Lawsuit if you meet the eligibility requirements below. Eligibility is finally determined by the settlement administrator, not by Payout.
- You were charged an appraisal fee by CrossCountry Mortgage for a home loan or refinance within the last three years
- California residents only
- No cost to participate — attorneys are paid only if the case succeeds
How do you file a Cross Country Mortgage Lawsuit claim?
Check the eligibility requirements above, then file on the official claim site. You file directly with the settlement administrator and keep 100% of any payment — Payout never takes a cut.
Frequently asked questions
Before you file
If this is your first claim, how to claim a class action settlement walks through the process end to end, and what class action settlements actually pay per person explains how the amount is decided before you spend time on the form. Many cases need no receipts at all — see settlements with no proof of purchase.
Payout is not a law firm and does not provide legal advice. Settlement information is for general informational purposes only. Eligibility, legal representation, and any payment amount are determined by the settlement administrator, court, or participating law firm and are not guaranteed.