700Credit Data Breach Class Action Settlement

What is the 700Credit data breach settlement about?

The lawsuit alleges that 700Credit failed to protect private information when someone gained unauthorized access to its 700Dealer.com web application. The incident may have exposed names, dates of birth, Social Security numbers, and other identifying information. 700Credit agreed to settle the claims without admitting wrongdoing.

The settlement covers living U.S. residents who received an email or postcard notice in July or August 2026 stating that the October 2025 incident may have affected their information. The administrator says approximately 5.8 million people are covered.

Class members may request an estimated $50 alternative cash payment without documenting a loss, or reimbursement of up to $2,500 for supported losses. Final cash amounts can change based on valid claims and the money available in the settlement fund.

Who qualifies to file a claim?

• You are a living resident of the United States.
• You received an email or postcard notice in July or August 2026 stating that the 700Credit data incident may have affected your private information.
• You have the Unique ID and PIN printed on your settlement notice, or you contact the administrator for help locating them.
• You provide records if you request reimbursement for documented losses. The estimated $50 alternative cash payment does not require loss documentation.

How to file a claim

1. 1Open the official claim login at 700CreditDataBreachSettlement.com.
2. 2Enter the 10-character Unique ID and 4-digit PIN from your email or postcard notice.
3. 3Choose the alternative cash payment or the documented-loss reimbursement option.
4. 4Upload bank statements, invoices, receipts, or other required records if you request documented-loss reimbursement.
5. 5Review and submit the claim form by September 22, 2026.
6. 6Save the confirmation email and confirmation code from the administrator.

Is the 700Credit settlement legit?

Yes. The 700Credit data breach settlement is a court-supervised class action overseen by the U.S. District Court for the Eastern District of Michigan, Southern Division (No. 2:25-cv-13747-RJW-EAS) and administered by an official settlement administrator. You file your claim directly with the administrator and keep 100% of any payment — Payout never takes a cut. The fastest way to avoid missing this and other settlements you qualify for is to let Payout match and file for you in minutes.