Farmers Insurance TCPA Class Action Settlement

What is the Farmers Insurance tcpa / telemarketing settlement about?

The Farmers Insurance TCPA class action settlement — Starling v. Farmers Insurance Exchange, et al. — resolves allegations that Farmers Insurance and its agent, Todd Henderson Insurance Agency Inc., violated the Telephone Consumer Protection Act by making unsolicited marketing calls and texts to people whose numbers were already registered on the National Do Not Call Registry. The lawsuit alleged that the calls and texts were placed to prospective customers between October 8, 2020 and March 13, 2026, without prior express written consent.

Farmers Insurance denied any wrongdoing but agreed to a $2.87 million settlement fund to avoid the cost and uncertainty of continued litigation. Eligible class members — those who received two or more unwanted calls or texts and were on the NDNC Registry at the time — may receive up to $425 in cash, with the exact payment depending on the number of valid claims filed. No proof of the calls is required; class members who received a mailed or emailed settlement notice are automatically considered eligible.

Who qualifies to file a claim?

• You have a personal (non-business) phone number that received two or more marketing calls or texts from Todd Henderson Insurance Agency Inc. and/or R. Todd Henderson between October 8, 2020 and March 13, 2026.
• Your phone number was registered on the National Do Not Call Registry for more than 30 days before you received the calls or texts.
• You did not request an insurance quote from Farmers Insurance or its agents before receiving the communications.
• You were not a Farmers Insurance customer at the time of the calls or texts, or within 18 months before receiving them.

How to file a claim

1. 1Visit the official settlement website at StarlingTCPAClassAction.com.
2. 2If you received a mailed or emailed settlement notice, locate your Notice ID — you will need it to log in to the claim form.
3. 3If you did not receive a notice but believe you qualify, click 'Register' on the claim site to submit your information.
4. 4Complete the online claim form and certify your eligibility. No proof of the calls or texts is required.
5. 5Submit your claim before July 24, 2026 and save your confirmation number.

Is the Farmers Insurance settlement legit?

Yes. The Farmers Insurance tcpa / telemarketing settlement is a court-supervised class action overseen by the Circuit Court of St. Louis County, Missouri (26SL-CC00138) and administered by an official settlement administrator. You file your claim directly with the administrator and keep 100% of any payment — Payout never takes a cut. The fastest way to avoid missing this and other settlements you qualify for is to let Payout match and file for you in minutes.