SunTrust Bank Overdraft Fee Class Action Settlement
SunTrust Bank agreed to a $240 million class action settlement resolving claims that it charged Georgia residents unlawful overdraft fees on ATM and debit card transactions between 2006 and 2014. Eligible Georgia account holders can file a claim for a cash payment before September 14, 2026.
Estimated payout
$5–$1,000
Claim deadline
September 14, 2026
Proof of purchase
Not required
Settlement fund
$240 million
What is the SunTrust Bank overdraft fees settlement about?
The SunTrust Bank overdraft fee class action settlement (Bickerstaff v. SunTrust Bank) resolves a lawsuit alleging that SunTrust charged Georgia residents overdraft fees that constituted unlawful interest under Georgia's usury laws. The case focuses on ATM and debit card transactions of $500 or less that triggered overdraft fees between July 12, 2006 and April 15, 2014. SunTrust denies wrongdoing but agreed to a $240 million fund — one of the largest bank overdraft settlements in Georgia history.
Final approval was granted on May 26, 2026, by the State Court of Fulton County. The settlement administrator is currently accepting claims through September 14, 2026. Your individual payment is calculated based on the total overdraft fees you paid during the class period, plus 7% simple interest per year through December 31, 2025. No documentation is required to file — if you had a qualifying SunTrust account in Georgia, you can file online in minutes.
Popular settlements you can claim right now
YouTube Privacy Settlement
Cash App Referral Texts
Waffle Recall (TreeHouse Foods)
Poppi Soda False Advertising
Krispy Kreme Data Breach
Michael Kors Outlet Pricing
Vending Machine Overcharges
Beef Price-Fixing (Tyson & Cargill)
A few of the active settlements on Payout — many with no proof of purchase. Get the app to see everything you qualify for.
Who qualifies to file a claim?
- You are a Georgia resident who held one or more SunTrust Bank deposit accounts not closed before June 1, 2010.
- Your account had at least one overdraft of $500 or less resulting from an ATM or debit card transaction between July 12, 2006 and April 15, 2014.
- You paid overdraft fees on those transactions and were not refunded.
- You maintained continuous Georgia residency from July 12, 2010 through October 6, 2017.
How to file a claim
- 1Confirm you meet the eligibility criteria — you must have been a Georgia resident with a qualifying SunTrust account during the class period.
- 2Locate your Unique ID and PIN from the settlement notice mailed to your address on file (if you received one).
- 3Visit the official settlement website at SunTrustOverdraftClassAction.com to submit your claim online.
- 4If you did not receive a notice, you may still file by completing the claim form online or by mailing a paper form to the settlement administrator.
- 5Submit your claim before September 14, 2026, and save your confirmation number.
Is the SunTrust Bank settlement legit?
Yes. The SunTrust Bank overdraft fees settlement is a court-supervised class action overseen by the State Court of Fulton County, Georgia (Civil File No. 10EV010485) and administered by an official settlement administrator. You file your claim directly with the administrator and keep 100% of any payment — Payout never takes a cut. The fastest way to avoid missing this and other settlements you qualify for is to let Payout match and file for you in minutes.
Frequently asked questions
Find every settlement you’re owed
The SunTrust Bank settlement is one of nearly 100 active class actions. Download Payout free to see them all and file in minutes — you keep 100% of what you claim.
Before you file
If this is your first claim, how to claim a class action settlement walks through the process end to end, and what class action settlements actually pay per person explains how the amount is decided before you spend time on the form. Many cases need no receipts at all — see settlements with no proof of purchase.