What is the Lemonade class action settlement about?

The settlement resolves claims that personal information may have been disclosed or accessed through Lemonade's online insurance quote platform between April 2023 and September 18, 2024. The information may have included driver's license numbers. Lemonade denies wrongdoing, and the court has not ruled for either side. The parties agreed to settle the case for $10.5 million.

How much is the Lemonade settlement payout?

Eligible class members can request reimbursement of up to $10,000 for documented losses that are more likely than not connected to the data exposure. They can also request a proportional cash payment, and the official terms allow both options. The cash amount depends on approved claims and deductions from the $10.5 million fund. Class members also receive three years of credit monitoring and insurance services.

Am I eligible for the Lemonade settlement?

You may qualify if you live in the United States and your personal information was compromised in the Lemonade data exposure. The official site says Lemonade sent notices in April 2025 and June 2025 to affected people. Certain judges, Lemonade officers and directors, related companies, and people who opted out are excluded. The settlement administrator makes the final eligibility decision.

When is the Lemonade settlement claim deadline?

The claim deadline is September 8, 2026. Online claim forms must be submitted by 11:59 p.m. ET that day, and mailed forms must be postmarked by September 8, 2026. The final approval hearing is scheduled for September 10, 2026. Payments will be distributed only after the court grants final approval and any appeals are resolved.

Who qualifies for the Lemonade settlement?

The class includes living people in the United States whose personal information was compromised in the data exposure involving Lemonade's online insurance quote platform. The exposure occurred between April 2023 and September 18, 2024. Lemonade sent affected people notices in April 2025 and June 2025. The official site estimates that the class includes about 190,000 people.

How do I file a Lemonade settlement claim?

Open the claim form from the official Lemonade Data Disclosure Settlement website. Choose a proportional cash payment, reimbursement of up to $10,000 for documented losses, or both. Upload supporting records for a documented-loss request. Submit the form online by 11:59 p.m. ET on September 8, 2026, or mail it with a postmark no later than that date. Filing directly with the administrator is free.

All settlements

Updated August 21, 2026● Open — accepting claims

Lemonade Data Disclosure Class Action Settlement

Lemonade agreed to a $10.5 million settlement over an alleged data exposure involving its online insurance quote platform. Eligible class members can claim up to $10,000 for documented losses, a proportional cash payment, or both by September 8, 2026.

Estimated payout

Proportional cash payment or up to $10,000

Claim deadline

September 8, 2026

Proof of purchase

Required

Settlement fund

$10.5 million

What is the Lemonade data disclosure settlement about?

The Lemonade settlement resolves claims that personal information, including driver's license numbers, may have been disclosed or accessed when cybercriminals entered unauthorized information into Lemonade's online insurance quote system between April 2023 and September 18, 2024.

Lemonade denies wrongdoing and disputes liability. The court has not decided which side is right. Both sides agreed to a $10.5 million settlement fund so eligible class members can receive benefits without continuing through a trial.

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Who qualifies to file a claim?

You are a living person who resides in the United States.
Your personal information was compromised in the Lemonade data exposure involving its online insurance quote platform.
You received a data exposure notice from Lemonade in April 2025 or June 2025.
You are not part of an excluded group listed in the official settlement notice.

How to file a claim

1Open the claim form through the official Lemonade Data Disclosure Settlement website.
2Enter the identifying information requested on the claim form.
3Choose a proportional cash payment, reimbursement of up to $10,000 for documented losses, or both.
4Upload records that support any documented-loss request, such as bank statements, credit reports, or letters from tax authorities.
5Submit the online form by 11:59 p.m. ET on September 8, 2026, or mail a completed form postmarked by that date.
6Save the claim confirmation and any records you submitted.

Official Lemonade settlement claim site

Is the Lemonade settlement legit?

Yes. The Lemonade data disclosure settlement is a court-supervised class action overseen by the U.S. District Court for the Southern District of New York (1:25-cv-04106-JHR-KHP) and administered by an official settlement administrator. You file your claim directly with the administrator and keep 100% of any payment — Payout never takes a cut. The fastest way to avoid missing this and other settlements you qualify for is to let Payout match and file for you in minutes.

Frequently asked questions

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Before you file

If this is your first claim, how to claim a class action settlement walks through the process end to end, and what class action settlements actually pay per person explains how the amount is decided before you spend time on the form. Many cases need no receipts at all — see settlements with no proof of purchase.

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