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PayMe App Alternatives (2026): 3 Free Apps That Find the Same Settlements

ByConnor Burd

Payout, Catch, and ClaimHunt are free PayMe alternatives for finding class action settlements, and Top Class Actions and ClassAction.org list the same cases on the web. PayMe puts its settlement tools behind a subscription that runs $29.99 to $54.99 per year. Filing a class action claim is free everywhere, with or without any app.

Quick Answer

Payout is the closest free replacement: 128 active settlements listed publicly, automatic matching, in-app filing in 2 to 3 minutes, and about 80% of claims need no proof of purchase. Catch adds optional bank-transaction matching, and ClaimHunt is free on Android, where the iOS PayMe app does not run. Keep PayMe only if you want its non-settlement extras, like bill negotiation and gift card recovery, at $29.99 to $54.99 per year.

What PayMe charges for

PayMe is a real app with a 4.8-star rating from about 35,000 App Store ratings, published by Control. Alt. Delete. LLC and listed for iPhone only. It is free to download, and its in-app purchase list includes a yearly subscription at $29.99 to $39.99, a Pro annual tier at up to $54.99, monthly plans from $4.99 to $9.99, and a $49.99 lifetime option. The paid tiers bundle settlement scanning with unclaimed property searches, gift card recovery, subscription management, tax credit checks, and bill negotiation powered by Billshark.

The settlement half of that bundle is public information. Every class action settlement has an official administrator website where filing is free, and free apps list the same cases. Our full PayMe review and Payout comparison goes tier by tier through the pricing.

The App Store listing for PayMe - Claim Your Money, subtitled Settlements, Bills and Savings. It shows Only for iPhone, Free with In-App Purchases, a 4.8 rating across 35K ratings, developer Control. Alt. Delete. LLC, and screenshots headlined We find you money, From products you have used, To bills you didn't know you had, and We show you how to claim.
PayMe’s App Store listing: free to download with in-app purchases, 4.8 stars across 35K ratings, published by Control. Alt. Delete. LLC, iPhone only. Captured August 19, 2026.

Check the developer name first

At least three app-store listings use the PayMe name, from three different companies. The iOS app reviewed here, PayMe - Claim Your Money, is sold by Control. Alt. Delete. LLC. On Google Play, Payme: Class Action Payout comes from Game Peak Ltd, and a separate PayMe - Claim Your Money comes from a developer called Kinetic. Reviews, pricing, and features for one do not apply to the others, so check the developer name before you download or pay for anything.

The 5 alternatives at a glance

AlternativePricePlatformsNotes
Payout iconPayoutFreeiOS + AndroidIn-app filing, 2-3 min per claim
Catch iconCatchFreeiOS + AndroidOptional bank-transaction matching
ClaimHunt iconClaimHuntFreeAndroid~40 settlements
Top Class Actions iconTop Class ActionsFreeWebsite1,000+ listings, manual filing
ClassAction.org iconClassAction.orgFreeWebsiteLegal research, manual filing

PayMe, for reference: $29.99 to $54.99 per year for the paid tiers, iPhone only, settlement scanning bundled with bill and savings tools.

1. Payout: the free like-for-like replacement

Free to browse and file, with no subscription required and no cut of any payout

128 active settlements listed publicly, checkable before you download

iOS and Android, where the reviewed PayMe app is iPhone only

No bill negotiation, gift card recovery, or unclaimed property search

Payout does the settlement half of PayMe’s bundle for free: it matches you to open class action settlements from a few questions about the products and services you have used, then files claims inside the app to the official administrator. It has 300,000+ downloads and 10,000+ five-star reviews, and about 80% of its claims need no proof of purchase. An optional premium tier exists but is not required to browse or file.

The full settlement list is public on our open class action settlements page, so you can compare coverage before installing anything.

2. Catch: free, with bank-transaction matching

Catch is free, takes no commission, and is built by Kikoff, a San Francisco fintech. Its optional Plaid bank connection matches settlements against your real transactions, an automated version of the purchase-history scanning PayMe sells. Know two things going in: both app stores now present Catch as an earn-money app with games and surveys ahead of class actions, and signup requires a carrier-verified mobile number, so VOIP and prepaid numbers are refused. It holds 4.8 stars on the App Store across 1,699 ratings and 3.5 on Google Play across 2,280 reviews. Details in our Catch vs Payout comparison.

3. ClaimHunt: free on Android, where PayMe is not

The reviewed PayMe app runs on iPhone only, so Android users searching for it end up with the unrelated same-named apps. ClaimHunt is a free, Android-first settlement finder with in-app filing and roughly 40 active settlements, against Payout’s 128. As a no-cost option on the platform PayMe skips, it is a reasonable pick. Our ClaimHunt vs Payout comparison has the specifics.

4 and 5. The free websites

If you would rather skip apps entirely, Top Class Actions (1,000+ listings since 2008) and ClassAction.org (legal news and case background since 2009) both list open settlements for free. Neither matches you to cases or files claims, so budget 15 to 30 minutes per session. Our Top Class Actions alternatives and ClassAction.org alternatives pages cover the directory side in full.

What PayMe does that the free apps do not

PayMe’s paid tiers bundle tools beyond class actions: unclaimed property searches across all 50 states, gift card recovery, subscription management, tax credit checks, and bill negotiation powered by Billshark. Its 4.8-star average across about 35,000 ratings reflects an app that works as described. If those extras are the draw, the subscription is the price of the bundle.

For the class action side alone, the free options cover the same public settlements at $0. Payout also publishes free retailer price adjustment guides for money back outside of lawsuits, no subscription attached. If you are also weighing the other paid settlement app, our Settlemate alternatives guide covers that side.

Frequently asked questions

Try the free alternative first

Payout matches you to 128 open settlements and files most claims in 2 to 3 minutes. Free on iOS and Android, and you keep 100% of any payout.

● Open settlements

Browse open class action settlements you can claim today

See open class action settlements you may be owed money from — many with no proof of purchase required. Check payout amounts and deadlines, then file your claim in minutes. 100% free.

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